Updated November 2, 2026 · By Amanda Cruz, The Amanda Cruz Group brokered by Signature Realty NJ, Red Bank, NJ · Data: September 2026 closed sales
The short answer: Eastern Monmouth County is still a seller’s market. In September 2026, 11 of our 12 towns had under 3.5 months of inventory. Rumson led with a $3,050,000 median sale price, Fair Haven’s median reached $1,870,000 at 104.2% of list, and Red Bank homes sold for 105.6% of asking in a median of just 13 days.
Eastern Monmouth County housing market at a glance (September 2026)
| Town | Median sale price | Homes sold | Sale-to-list | Median days on market | Months of inventory | 12-mo change in home values |
|---|---|---|---|---|---|---|
| Rumson | $3,050,000 | 13 | 99.5% | 18 | 2.1 | +19.1% |
| Colts Neck | $2,022,200 | 10 | 100.3% | 19 | 2.7 | +10.0% |
| Fair Haven | $1,870,000 | 12 | 104.2% | 14 | 2.0 | +17.4% |
| Atlantic Highlands | $1,412,500 | 8 | 104.8% | 35 | 1.8 | +19.1% |
| Holmdel | $1,397,500 | 14 | 103.1% | 15 | 3.2 | +3.5% |
| Oceanport | $1,197,500 | 4 | 96.9% | 44 | 1.2 | +6.3% |
| Little Silver | $902,500 | 10 | 102.6% | 13 | 3.0 | +18.4% |
| Middletown | $865,000 | 18 | 103.8% | 15 | 2.1 | +6.1% |
| Monmouth Beach | $750,000 | 5 | 99.2% | 19 | 3.2 | +3.4% |
| Red Bank | $612,000 | 23 | 105.6% | 13 | 2.0 | +8.2% |
| Shrewsbury | Only 2 sales, too few for a median | 1.3 | +8.5% | |||
| Sea Bright | Only 1 sale, too few for a median | 4.7 | +0.3% | |||
Source: Realtors Property Resource (RPR), MLS listing data for September 2026, single-family plus condo/townhome. “12-mo change in home values” is RPR’s median estimated property value, October 2026 vs. a year earlier. Under about 4 months of inventory generally indicates a seller’s market. Small towns can swing month to month on a handful of sales.
Is it a good time to sell in eastern Monmouth County?
Yes, if your home is priced and presented correctly. Nearly every town had two to three months of inventory, and in Red Bank, Atlantic Highlands, Fair Haven, Middletown and Holmdel homes sold above asking on average. Home values in Rumson, Atlantic Highlands, Little Silver and Fair Haven are up 17% to 19% over the past year.
Here’s what I tell my sellers: low inventory gives you leverage, but it doesn’t forgive mistakes. A strategic list price, professional staging, and over-the-top marketing are what turn a fast sale into a record sale. The homes that sit are the ones that came out overpriced or under-prepared.
What does this market mean for buyers?
Come in prepared. You’re competing on speed and terms, not just price. Have your financing fully underwritten, know your walk-away number before you tour, and work with an agent who hears about homes before they hit the portals. In Rumson and on the rivers especially, the best properties often trade quietly.
Town-by-town market update
Rumson real estate market
Rumson’s median sale price was $3,050,000 in September 2026 across 13 sales, at 99.5% of list price and a median of 18 days on market. Rumson home values are up 19.1% over the past year. Rumson remains the benchmark for Navesink and Shrewsbury River waterfront and estate homes. Explore Rumson.
Colts Neck real estate market
Colts Neck’s median sale price was $2,022,200 in September 2026, with 10 sales at 100.3% of list and 19 median days on market. Home values are up 10% year over year. Colts Neck is our estate and equestrian market, with large lots and privacy close to the river towns. Explore Colts Neck.
Fair Haven real estate market
Fair Haven’s median sale price reached $1,870,000 in September 2026. Its 12 sales closed at 104.2% of list in a median of 14 days, and home values are up 17.4% over the past year. Explore Fair Haven.
Atlantic Highlands real estate market
Atlantic Highlands’ median sale price was $1,412,500 in September 2026, at 104.8% of list, with only 1.8 months of inventory. Home values are up 19.1% year over year. Harbor views and the ferry to Manhattan make it a favorite for commuters.
Holmdel real estate market
Holmdel’s median sale price was $1,397,500 in September 2026, with 14 sales at 103.1% of list and 15 median days on market. Explore Holmdel.
Oceanport real estate market
Oceanport’s median sale price was $1,197,500 in September 2026 across 4 sales, with just 1.2 months of inventory, one of the tightest supplies in our area. Explore Oceanport.
Little Silver real estate market
Little Silver’s median sale price was $902,500 in September 2026, with homes selling at 102.6% of list in a median of 13 days. Home values are up 18.4% over the past year. Explore Little Silver.
Middletown real estate market
Middletown’s median sale price was $865,000 in September 2026, with homes selling at 103.8% of list in a median of 15 days. Middletown spans everything from Navesink riverfront homes to Lincroft estates, so prices vary widely by neighborhood. Explore Middletown.
Monmouth Beach real estate market
Monmouth Beach’s median sale price was $750,000 in September 2026 across 5 sales, at 99.2% of list and 19 median days on market. Explore Monmouth Beach.
Red Bank real estate market
Red Bank was the busiest market in our area, with 23 sales in September 2026. Homes sold for 105.6% of list, the highest ratio of any town, in a median of 13 days, and the median sale price was $612,000. Walkable downtown living and the NJ Transit train to Manhattan keep city buyers coming. Explore Red Bank.
Shrewsbury real estate market
Shrewsbury had only 2 sales in September 2026, too few for a reliable median, but just 1.3 months of inventory. Home values are up 8.5% over the past year. Explore Shrewsbury.
Sea Bright real estate market
Sea Bright had 1 sale in September 2026 and 4.7 months of inventory, the most balanced market in our area, which gives buyers a bit more room to negotiate. Explore Sea Bright.
What’s happening with waterfront homes?
Waterfront on the Navesink and Shrewsbury Rivers continues to command the biggest premiums in eastern Monmouth County. Buyers relocating from Manhattan are a big part of that demand: our river towns put them a ferry or train ride from the city with deep-water access and an old-money coastal lifestyle you can’t replicate closer in. True riverfront supply is limited, so well-presented waterfront listings continue to draw multiple offers.
Eastern Monmouth County market FAQs
What is the median home price in Rumson, NJ?
The median sale price in Rumson was $3,050,000 in September 2026, and Rumson home values are up 19.1% over the past year (RPR).
What is the median home price in Red Bank, NJ?
The median sale price in Red Bank was $612,000 in September 2026, with homes selling for 105.6% of list price (RPR).
Is Monmouth County a seller’s market right now?
Yes. In September 2026, 11 of the 12 eastern Monmouth County towns we track had under 3.5 months of inventory, which indicates a seller’s market (RPR).
Are homes selling over asking price in Monmouth County?
In many towns, yes. In September 2026, homes sold for 105.6% of list in Red Bank, 104.8% in Atlantic Highlands, 104.2% in Fair Haven and 103.8% in Middletown (RPR).
How do I find out what my home is worth?
Online estimates can’t see your renovations, your view, or your street. For a private, accurate valuation, request a home valuation from The Amanda Cruz Group.
Thinking about selling in eastern Monmouth County?
I’m Amanda Cruz, founder of The Amanda Cruz Group brokered by Signature Realty NJ, based at 301 Maple Ave in downtown Red Bank, and an NJ Realtors Circle of Excellence Platinum recipient. We specialize in luxury and waterfront homes in Rumson, Red Bank, Fair Haven, Little Silver, Sea Bright, Monmouth Beach, Middletown, Colts Neck, Holmdel, Shrewsbury, Oceanport and Atlantic Highlands. If you want to know what your home would sell for in this market, let’s talk. Request your private home valuation or call 732-631-3078.